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21 Events on December 21, 2018 Last day Disclose/receive a CD on refi’s-estimated signing date will be 12/26/18

24 Events on December 24, 2018 Last day to Disclose/receive a CD on Purchase’s- estimated signing/closing date will be 12/28/18 *DRY*

25 Events on December 25, 2018 Christmas a Federal Holiday and non-valid waiting period day *NDM is closed*

26 Events on December 26, 2018 Last day to sign owner occupied refinances

27 Events on December 27, 2018 Last day to Disclose/receive a CD on Purchase’s- estimated signing date will be 12/31/18 *Wet*

28 Events on December 28, 2018 Need all docs back in the office

31 Events on December 31, 2018 Last day to fund

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